Travel Insurance
Create an Account
Sunday June 25, 2017
AddThis Social Bookmark Button

Travel Insurance

Are you traveling to Thailand? Sure, it is a great place for the tourists, and you have made perfect plans for the trip by booking flights, accommodation, and packing in advance. But, have you got travel insurance? You might wonder why you would need insurance as you are just going for a holiday that will last only 15 days. In such a short span of time, ther’s little chance of getting sick or meeting up with any sort of accident.

But are you 100% sure? No one can be. That’s why it is better to remain safe and get a travel insurance plan in Thailand.

Thailand Travel Insurance

Thailand Travel Insurance

You might argue that Thailand provides cheap hotels, entertainment, food and clothes, so the medical expenses must be less too. It is true that the medical expenses are less, but if you land up in the hospital, you still have to spend a quite large amount for quality care. Thailand hosts excellent medical and health care facilities and medical expenses are definitely cheaper than in western countries, but the cost for care is still quite high. For example, minor medical attention in a clinic for some stitches cost around 700 Baht to 1200 Baht, which is about $20 to $30. In case of major medical attention, where hospital admission is required, then the cost could rise up to 30,000 baht and above for diagnostics, hospital and medicine charges. This is quite expensive and therefore, it is better to have a travel insurance plan before you visit Thailand.

In the case of major medical ailments, having a travel insurance plan in Thailand can be a great help. Most of the travel insurance policies cost around 700 Baht to 1200 Baht for a trip of two weeks in Thailand. This is quite a reasonable cost with potential benefits such as major medical expenses and flights for your return journey. In case you are hospitalized, some companies also provide benefits of arranging a flight for a family member to travel home with you. Other benefits of travel insurance plans include coverage for changes in tour plans, cancellation of the trip, loss of baggage, etc. Nobody wishes to be ill or sick, but having travel insurance definitely provides peace of mind for unforeseen circumstances.

It is also essential to check the details of the policies before choosing one. The policy that you choose must cover medical treatment and emergency flights to your homeland, at the very least. There are certain eventualities that many policies do not provide any coverage for, such as injuries during activities like white-water rafting, trekking, and golfing. Therefore, it is important that you check out the policy details very carefully and then select the most suitable option.

Here are some of the most important aspects that you should look out for in your Thailand travel insurance plan:

-medical cover that includes emergency flights back to home

-enough coverage for cancellation and curtailment of the trip

-coverage for personal belongings

-personal liability cover

-a proper helpline and easy access to support


The content of this web site aims to circulate general information that cannot be considered as legal advice. Laws can change quickly and therefore it is impossible to cover all exceptions in detail. The information provided here is therefore without any guarantee concerning its exact meaning or its continuing validity. Our web site contains links to other sites. These links are provided for practical reasons only. We decline any responsibility concerning these web sites owned by others and we do not necessarily agree with their content. Anyone wanting to create a link to the present site may do so freely. We encourage distribution of legal information, as we encourage making it available to the general public, freely or at a low cost. But we also want to protect the product of our work and even our writings. Therefore, the content of the present web site may not be reproduced for commercial purposes, or another website, under any format without our express written consent. Translation using functions like "Google translation" might not fully be accurate. Isaan Lawyers provides professional legal services at reasonable costs in many areas of Thailand.